Competitive rates for Sunday giving, online tithes, and event payments — plus 50% of our profits go directly to vetted Christian charities. No trade-off. Every swipe serves two missions.
Pre-set for a typical mid-size church. Adjust to your actual giving volume and average gift size.
We're a payment processor — not a giving app. That means we sit beneath whatever platform your congregation already uses, not in competition with it.
Planning Center Giving runs its own payment layer. We can process in-person card transactions (Sunday giving kiosks, coffee carts, bookstore POS) and settle funds via ACH to the same bank account your PCO Giving uses. Manual reconciliation with PCO's export reports.
Pushpay owns its own payment rails for mobile giving. We handle your in-person card volume — terminals, Sunday plates, event ticketing — while Pushpay handles app-based giving. Two systems, two uses, one bank account.
Tithe.ly is a giving-first platform with its own processing. We complement it for card-present transactions and any payment channel outside their scope. Our monthly statements reconcile by date and amount to match Tithe.ly's reporting.
Subsplash Giving integrates payment processing natively. We serve as the processor for your physical card environment — terminals, gift shop, café — while Subsplash handles digital giving through their app and website embeds.
Breeze uses Stripe as its payment layer. If your church uses Breeze for administration but wants to run card payments through us (events, camps, in-person giving), our transactions can be exported and reconciled against Breeze member records via their CSV import.
Building your own church website or giving form? We provide developer-friendly payment APIs and hosted payment pages that embed anywhere — no app required. Full PCI scope reduction with our hosted fields.
We built our underwriting and account structure around the specific needs of churches and Christian nonprofits. Here's what that looks like.
Churches and recognized 501(c)(3) ministries qualify for our lowest rate tier — starting at 2.20% — versus our retail rate of 2.40%+. Your IRS determination letter is all we need to verify status. No annual re-certification.
We issue 1099-K forms when legally required (currently $5,000+ in card volume/year under IRS rules). Churches that qualify as exempt aren't required to provide SSNs; your EIN covers our KYC requirement. We'll walk your treasurer through the paperwork during onboarding.
Most churches require zero rolling reserve. We assess reserves based on chargeback history and industry, not religion. Established congregations with stable giving patterns typically qualify for no-reserve accounts on Day 1.
Chargebacks on church giving are rare but they happen. We treat tithe disputes the same as any card dispute: you respond with your records (giving history, member acknowledgment), and we advocate on your behalf with the issuing bank. There is no special "religious giving" exemption from chargeback rules — but good recordkeeping wins most cases.
Sunday giving settles the same as any other day — batches processed by 6 PM EST fund next business day. That means most Sunday plate collections are in your account by Tuesday. Same-day and instant deposit upgrades are available if you need faster access to funds.
Set-and-forget recurring tithes are fully supported: weekly, bi-weekly, monthly, or custom schedules. Card-on-file is stored in our PCI-compliant vault — your church never touches raw card data. Failed payments trigger automatic retry and optional email notifications to your givers.
2.2M+ children served in 25 countries. 81% program efficiency. Child development through education, healthcare, and discipleship.
10M+ people served annually in 50+ countries. 93% program efficiency. Hunger relief and disaster response at global scale.
4,500+ survivors rescued per year. 1,000+ traffickers prosecuted. Fighting slavery and human trafficking with legal justice.
We review applications within 24–48 hours and provide a custom rate quote. No obligation, no hard credit pull, no contracts. Just a better way to process your congregation's giving.
Prefer to talk first? Email us directly — a real person will respond.